Crest Financial Furniture Leasing Reviews

1.8
(12 reviews)
Interest Rate
Value for money
Product or Service Quality
I REQUESTED, A COPY OF MY CREST FINANCIAL CONTRACT. TO BE SENT TO ME, BY U.S.P. S. AND VIA EMAIL, TWO BUSINESS WEEKS AGO. AND I'VE RECEIVED NEITHER VERSIONS OF MY CONTRACT, YET. I ALSO, ASKED A CREST FINANCIAL ASSOCIATE. WHY AFTER, MAKING MY LEASE AGREEMENT PAYMENTS ON TIME. FOR THE PAST THREE MONTHS OF THIS YEAR. WHY THEY, HAVEN'T REPORTED MY ACCOUNT OF GOOD STANDING TO ANY OF THE THREE CREDIT BUREAU'S? AND I WAS TOLD THAT THE MACHINE USED, FOR...
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They say you can pay off in 90 days with out any fees.But in reality, they charge you an fee for paying off in those 90 days. They took a fee when I first signed up and a fee when i pay them off. My balance was $672.82 but charged me an additional $70.82 just for paying in with in the 90 days. So in reality after everything I paid over $150 just to receive the 90 day program. I will never recommend this company to anyone and will write my...
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2.0
I didn't like
  • How they over charge
#851957
AWSOME in my book.they helped me out when i lost m job and wasnt geting direct deposit anymore. So i needed a few extra days to come up with the money. They were able to give me a 5 day extention for free. this was perfect for me. I was ablle to do that every week for monthsf . Then on one of my calls they informed me that hey have an ealy payout option. i owed 1600 at the time and they offer my to do a pay ot forr 490. i wAS SUPER HAPPY.THANK...
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i purchased a reclining sectional from factory direct furniture in Syracuse. Crest financial was the one who gave me the credit. sectional was purchased on 4/1/16 I found I was unable to pay for it on 4/3 . I called factory direct they told me they could not take the sectional back, and to call crest financial to see if they would take it back. I called o 4/3/16 was told they would look for some one in my area to pick it up. there was none, they...
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I purchased furniture in the amt of $2200. Was told I had 90 days to pay it off.If i am 1 day late I have to pay $1991 in finance charges.Why cant they just pro rate for 1 day instead of making you pay half of the finance charges that it would. cost you for a year.Total finance charge would have been $2400 for the whole yr. I will never deal with this company again. I have had 3 other accounts with Crest and I don't ever remember it being this...
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I didn't like
  • Finance charges
#834959
This will be my third time using them.The key is to only purchase something you can afford to pay off with in 90 days. After the 90 days youll pay double for your purchase. Lesson they'll make double the money if you *** more than you can chew in a 90 day period.Also stay on them about reporting on credit report once you've paid off everything!
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I bought a furniture set in hopes of rebuilding credit because thats what I was told this company does...6 months into taking regular payments out of my account I found out they did not even have the correct info on file.. I talked to 4 people who knew absolutely nothing and one told me the system that supposedly reports to credit bureaus has been down since he started working there. I think there only concern is taking your money!.
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