I called 3 days past the pay off date and they wouldn't take my money for the original payoff amount. I now have to pay 800 more in interest only for furniture that was worth 1000.
It's a one time fee he said so it doesn't even reduce or change if u pay it off early. You basically can not forget to call to pay it off because if u do u will pay twice for same furniture. I forgot to call the payoff should be around 500 they said I have to pay $947.93 for 3 days come on now that's ridiculous it's three days and yes I forgot it's My fault but I should be able to pay it off for 500 plus the 3 days interest for forgetting to call because I work 50+ hours a week and am I single parent and yes I am making excuses for my stupidity...they should allow people to pay it off for what it owed with any interest added on for missing the pay off date. They would rather take the next 9 months 140 a month instead of a lump sum of 500 + 3 days interest.
Dumb dumb dumb...I could lose my job, I could die, i could just stop paying, once I pay what I originally owed. Seems *** not to take a payoff and not take that chance.
Product or Service Mentioned: Crest Financial Loan.