I purchased a living room set in May from Bailey's Furniture here in Dallas, TX the furniture was $1084. I agreed to finance the furniture through crest.
I paid $40 upfront. The total that I financed was $1200. Ive made a total of 3 payments of $188.78. Today I called too see what my pay off is the csr said, $2,180!!!
I was shocked. He said, because I had not paid the furniture off in 90 days I am being charged a 15% finance every month for the next 12 months. I am at a lost of words. Why?
This is crazy!! Are you kidding me! So I ask the rep how to return the furniture he said there is $75 fee for returning the furniture. He said, someone would contact me in 48 hours in regards to the return.
I paid the $75. I was only using the company to rebuild my credit but it seems like this company is actually committing a crime of RAPE without my consent.