If you read the Lease Agreement it's up front about the 90 day buyout and what the total note jumps to if not paid in 90 days. Contacted Crest and had them set me up on the 90 day buyout option since by default they put everyone on the 12 Month lease option.
Easy to work with and everything went great.
Will be using them again cause they do report to the credit bureau so their helping me get back on my feet. I think everyone on here should really read that lease agreement before signing and don't be afraid to call in and get answers.