Didn't want to rent to own any furniture or use a outfitting company. So I went to a local retailer in Lexington, Kentucky.
They explained the 90 days same as cash policy. Which is 100% True. You must pay your entire original loan amount off within the 90 days. Or before your 90 days are up.
Which they clearly state this on all documents, on the website you can pay through. It even shows you a tracker. 3k worth of furniture paid for before 90 days. That was a free loan.
Great doing business. You just have to have discipline. They set a low monthly payment to hit you with the interest.
Some simple math will tell you how to beat them. Stick with your plan and continue to raise your credit using their cash upfront.
Product or Service Mentioned: Crest Financial Loan.
Reason of review: Stick to the 90 Day Policy = Free Loan.
Crest Financial Pros: 90 day policy.