When you take a loan from a company that doesn't require proof of income or a credit score you know you are going to be raked over the coals. The best way to rebuild credit is to take $300.
and put it on a secured credit card through your bank. This is not a loan company in the normal sense, it is a lease company like a rent a center. You will always pay double for their services. I took a loan from this company and from the beginning the company puts all payments and total owed on paper for you.
There is nothing shady or illicit about this company. In fact the 90 day buy out is great.
The key here is to triple your base payment for said item and pay it off in the 90 days. More to the point if you cant afford the item in 1 to 3 months don't buy it, you don't really need it.
Reason of review: 90 day pay off love it.
Crest Financial Pros: 90 day policy, Pay off in 3months no intrest.