I have to assume after my most recent interaction with Crest that they are an extremely small company with limited oversight of the people in thier employ. I cannot imagine that a business would allow the treatment of thier customers that I received, especially when the circumstances could be interpreted as racist at worst, and petty, short-sighted business practices as best.
Crest messaged me this holiday offering to waive the $40 application fee if I wanted to apply for a THIRD loan. I made the application but submitted it just after the deadline for the waived fee. I asked that they waive the fee anyway - they refused. I called and spoke directly to a manager who said they would not waive the fee for me. I told him (John Olson) that I'd likely not accept the loan and John said he understood. At that point, I asked if the $40 was worth more than the full loan repayment of $900. John said that indeed, it was. The conversation was just that short forgettable.
I waited a few days, spoke to my wife and decided to take the loan anyway. I received an email back saying Crest rescinded thier offer. It seems John was unhappy with my "demeanor".
I don't know how our converstation was perceived by John Olson but my perception is Crest does not need mine, or anyone elses business and if you are to offend Mr. John Olson's delicate sensibilities he has the power to determine if Crest will earn a profit from you or not.
I no longer recommend thier services.
Product or Service Mentioned: Crest Financial Loan.